My new mortgage servicing company has made a fine festuche of the escrow statement on my PMI as I moved over to them. Sent them a doc on 12/10/09 to have them correct the error (they somehow assumed I wasn't going to pay the PMI that was on the bill for December and January, despite never being late with a payment?!?!). Called today because the February bill shows an increase (which was threatened in the incorrect escrow statement) to collect the "missing" PMI. They did indeed get my letter via fax on the 10th, but no one ever bothered to send it to the escrow department to have the thing fixed. Oy. So, step one was having that happen today, and I'll call to bug them in a week. In the meantime I have to pay the bill with the extra $17 and change on it and then deal later with getting that somehow credited to a future bill or to principle. Right. It's not a ton of money, but frankly I don't want to pay them a penny more than I owe them. I have little faith in this new company so far, though the reps I've spoken to in the two months I've had them have been fairly pleasant to deal with.

Oh, and my favorite part of dealing with them? For the first time since about my third mortgage payment back in 2006 I'm paying my mortgage via check. Why? Because they want to charge me to make the payment online, in an amount that adds about 1% to the bill. No thanks, I'll happily pay the USPS to deliver it instead. Dingbats.

And there's some question why people dislike financial institutions?

Anyway. Other than that, training is going okay. My foot began to bother me a little at the end of last week, but several nights of sleeping in the brace has staved off the ever-possible plantar fasciitis. Went absolutely nuts in making soup last week, so I have gobs of the stuff in freezer bags now for easy meals later (whip up some fresh rice and heat up the soup, voila, homemade meal in no time). Curried split pea soup and African bean soup (also slightly curried, but with peanut butter in the broth - yum). Mood is much elevated thanks to regular exercise again.

Mike is looking at condos in Beantown these days. It's been fun to watch the excitement and apprehension that goes along with that process. In a lot of ways I wish I were up there to look at places with him and watch the possibilities unfold. I did have to admit to him that I was a bit apprehensive when he first said that he was going to buy rather than rent when he moved this spring (it does make the long-distance aspect of the relationship a bit more, well, lasting for the near future), but spitting it out and talking about it with him released that anxiety. Yes, we'll be traveling back and forth for a while to come, but I think he's worth it.

Work has been hellacious as we move toward budget hearing time with the President's budget coming out on Monday. Today was spent going over mind-numbing anticipatory questions and answers (the programs guessing what the Hill is going to ask us, and then answering said questions). On the one hand it's a good picture of the overall direction of the BGA. On the other, it's tedious and time-consuming, and one gets tired of correcting grammar and statutory reference mistakes. Eh, as long as they keep paying me. Though I do look forward to getting the ad out on the street for the other appropriations attorney position we're supposed to be putting out. Soon. I hope. (Help!)

NTP is in full start-up mode. The newbies register on Wednesday and then the fun begins. I have two docs to edit up this week, and then we're good to get started.

Been thinking a lot about decorating, again. Mainly paint and some minor things around the apartment. It's been 4 years-ish since I moved in and I've not painted a thing. Whoops. I did come up with an idea for the color (though not the exact shade) for the bedroom this afternoon. Looked around when I got home and I think it'll work. Not saying much past that, but I'm hopeful. Need to find someplace to do some framing for me, too (oooh, and there's an idea for the front hall. Hmmm...). Anyway, it's a slow process (re: 4 years, no paint), but is good to get some more concrete ideas. Oh, and cleaning out of closets will happen shortly. Lots to do, lots to do.

Originally published at Of Moose And Men.

Another beautiful morning for a run. A light mist, low 50s, quite nice. Stretched to 5 miles this morning, and was doing well save for a hot spot caused by the new orthoses. Forgot to put body glide on my arches this morning, and it showed at the end. Not, I suspect, a mistake I'll often make again.

Set myself up for a massage tomorrow. Yay. Haven't had one in forever (last summer?), so this should be a treat.

Started tracking my cash spending again after a year or so absence from it. The lack of phone/quicken interface has been a definite hindrance there. I miss having pocket quicken to sync up the two devices. So far, though, I've done pretty well in remembering where I've been spending cash. Is good to have that awareness again.

Swim went okay this evening. First time back to the pool in 2 weeks (thank you, allergies/head cold). Still did okay, though I'm pretty darned tired this evening. Should sleep nicely. Got a pointer about arm position from a club member who often teaches swim lessons at the pool while I'm there. Was an interesting change, and it actually felt pretty good. Something new to concentrate on while training (and while racing), and I think a helpful thing.

Originally published at Of Moose And Men.

Thank you, DC Ofc. of Tax & Revenue, for timely processing my tax return. Thanks to that, one more student loan bit the dust tonight. Zing. Just two more to go with that company and all the private loans will be history.

Had dinner with a friend this evening whom I hadn't seen in a while. He got all boyfriended last year, and between that and my own craziness we hadn't seen each other in ages. It was nice to catch up, and learn some of his new haunts these days.

I think I've figured out a pattern for a scarf for myself. Given that I've knit maybe one thing for myself (the brown fingerless gloves, which I've not used because they need some repair), I think that's pretty noteworthy. Well, that and the fact that I really dislike wearing scarves. They're a necessary evil, and they always seem to be too bulky, which is why I've been trying to wrap my head around what I want in a scarf (thin, short, non-bulky - a bit of insulation for the neck, but not something that'll puff out the jacket). Have to do a test swatch soon in the yarn I think I want to use (yay stash!), and then I'll get to working it up. In the meantime I've made a bunch of progress on a traditional sock, and started a new hat for a friend (to match the one I already gave his boyfriend - same pattern & yarn brand, different yarn colors). Yes, I've had knitting on the brain.

Been doing my stability exercises as prescribed. I suspect these, like the IT band stretches before them, will become part of the overall maintenance repertoire. Not a bad thing, certainly something I've needed to do, so it's good to get some direction there.

Which brings me to this race season. I'm signed up for two races at the moment, and I might do them, but I'm not going to focus a lot on racing this year. My focus needs to be more on weight loss and overall stability (i.e., injury proofing). I'll still be training, but those two things need to be priority over actual racing, so that I can come back with a much better 2010 race season (and a healthier body overall).

Originally published at Of Moose And Men.

Well, fuck.

Haven't been to the gym in months (since August) because of my foot. Finally decided to go back, and to my surprise the locker I've been paying to rent was empty, no lock, no stuff (and nothing in the lost and found). And of course, no manager there this evening (he'll be in in the morning). So I checked dates in my records.

8/14 was last time I swam at the gym. Also when I told them to switch my credit card over from an old one where the number was going to die (it was being switched to a new number and rewards program involuntarily) over to another company. Charges had hit the old card in July and August. I have no record of a payment hitting in September on any of my cards. October and November hit the successor to the new card, and not the one I'd authorized them to charge.

So, perhaps they cut it when a September charge didn't go through, and I'll admit I should have been checking the charges more closely, but why not contact me if they didn't get paid? Anyway, I'll see the manager in the morning and figure out what the heck is going on.

Originally published at Of Moose And Men.

Sinfest nails the bailout in: Damn it feels good to be a Banksta.

Originally published at Count Four.

Tired this evening for some reason. Long day, but I got the (hopefully) final polish on The Project From Heck before it goes up to our front office to get ripped to shreds. Tomorrow is assembling the associated binder with all the cases and other materials we cite. Joy.

Went to a men’s knitting group tonight. All of three of us showed up, one of whom was way, way late. I stayed two hours, chatted a lot with my friend who showed up at the same time I did while we knitted, got a goof I put in the last time I sat down to knit taken out of the project (ripped out 4-5 rows to get below the goof, got it back on the needles successfully, and now there’s no sign of the goof. yay), and put several more inches on the thing. It’ll be done, eventually. Not like there’s a massive rush to finish a scarf now that Spring’s here (though getting the hot thing out of my lap while knitting will be a plus). It’s only once a month, so I can go again. Was nice to get out of the house and listen to the two-person band who was playing jazz/blues while we were there.

Short run tomorrow, and a swim after work, then it’s making potato salad and getting myself ready for a brick workout up in Columbia with the club. Get to test out the course (which I fully expect to kick my ass, since I’ve done zero hills this year), see what it’s going to be like in 2 weeks for the race itself. Get to see BC that evening, and he’s bringing over Tiger Woods golf to make me practice. I told him that’s fine, but I get to drag him into Super Smash Bros Brawl if he does bring Tiger Woods. I think that’s a fair trade.

Oh, and I almost forgot, called the student loan company to confirm that they credited the payment and I have a zero balance. Won’t get the official letter from them for another month to 45 days, but the helpful woman on the phone did confirm that it is in fact completely paid off now. Hooray!

View this post at the Glen.

Hadn't seen BC all week. Our schedules hadn't meshed at all, so we hadn't gotten together until this afternoon. When he walked in I just held him for several minutes. Hadn't realized how much I'd missed him (and vice versa).

After a short while we went to go see D-War: Dragon Wars.

Worst.
Movie.
Ever.

This is so getting added to the cannon of bad movies. Thank heavens the theater was in no way, shape or form crowded, because I kept leaning into BC's ear to MST3K the thing (actress: "Don't we have a plan?" me: "Honey, you don't even have a plot, of course you don't have a plan!"). Lawdy, what a mess. Sudden scene changes with no warning or transition, people suddenly knowing all about this obscure Korean fairy tale, the Tim Gunn lookalike bad guy, it was all just dreadful. It was very difficult not to dissolve into loud laughter, though we did giggle a lot over in our little section of the theater. A lot of so-so CGI was really wasted there.

Checked in on 's pussy, who thankfully was still alive and happy. Off to an amazing dinner at Vegetate after that, then home to get in some needed alone time. He had to zip home, but we have a date set for tomorrow. Which is good, since I just spotted his sunglasses on the dining room table.

Prior to his arrival I was feeling quite blah this morning, so I spent a good bit of time cleaning, my default reaction to feeling out of sorts. The bathroom looks much better for it, as do all the floors. BC and I are going to go on a charity run next weekend, so I'll finally get rid of a bunch of stuff I need to donate, and make room for some folding chairs I have, and my two clothes drying racks when not in use. I've been feeling a bit out of sorts in general at home, and now that race season is almost over (with the big effort races out of the way), I can actually focus on home stuff. The whole "entertainment" portion of the main room is a bit of a mess, moreso since my PC is now on its last leg (the CPU fan is making a most disagreeable noise). The two pieces there, the large desk and the big shelving unit, were bought for my last, large bedroom, and not for this space. They sort-of-work, but not really. A more proper entertainment center with media storage and perhaps a small desk and book shelf would work much better.

Not that any of that is happening any time soon, mind you. Debt reduction first, more decorating later. Paying off that loan this week cut a good year off the total time it'll take to kill off all remaining loans with that company (just two more there). That's the company with the highest interest rate, so with the greatest chance for savings on interest by paying them off early. It's definitely been nice to see the payoff date change from several years in the future to just a year and a half (well, less than that, but that's date if I continue the current payments with no more early payoffs) with the two sub-loans paid off these past couple months.

Time enough, despite the fact that I feel like I would make a hummingbird look patient when it comes to these things.

View this post at the Glen

So, I get this notice from one of my credit card companies. It's the usual, "we're changing the terms, blah, blah, blah," type things, which people I guess usually just toss since it's typically written in a lot of legalese. I decide to peruse the thing, see if there's anything that pops out, and lo and behold, in the middle of the first page:

Your APR for [pretty much everything] is chaning to a corresponding ANNUAL PERCENTAGE RATE of 24.99% (Daily Periodic Rate (DPR) of 0.068465%).

We increased your APR due to the balances and APRs on this account.

Exsqueeze me?!?! I always pay off this account every month, there's never a balance on it. The 'new' rate is almost 1.5 times more than the current (10.99%), not that any rate matters much since I always pay it off, but yeah, no, I don't think so. I guess I don't make them enough money as it is, so they want to squeeze more blood out of this stone.

Further down there's a procedure to 'reject' the change, which involves writing to them, they won't take just calling them (which has, of course, always worked in the past - to call and object and get any interest rate changes reversed or lowered below the current). I guess I'll be sending a letter next week. If they up the rate, that's the end of using this card, rewards or no. I won't close the account as it's my oldest credit account, but I certainly won't give them any more business.

I guess the point of this is that it pays to read those standard notices (financially, at least - I won't mention what it's done to my blood pressure today).

View this post at the Glen